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Towing & recovery

Tow truck financing: rollbacks, wreckers & rotators

Financing for towing and recovery companies adding trucks, replacing older units or moving into heavy recovery. Chassis, body and upfit financed together.

Equipment

What we finance

Car carriers

Rollbacks

Steel and aluminum car carriers and flatbeds on light- and medium-duty chassis.

Light duty

Wreckers & self-loaders

Light-duty wreckers, wheel-lifts, self-loaders and repo units.

Medium duty

Medium-duty wreckers

Medium-duty wreckers for box trucks, buses and larger vehicles.

Heavy duty

Heavy wreckers

Heavy-duty wreckers and integrated units for trucks and commercial vehicles.

Heavy recovery

Rotators

Rotators for heavy recovery and rigging work.

Support

Trailers & support trucks

Landoll and lowboy trailers, recovery support trucks and service trucks.

Bodies from Jerr-Dan, Miller Industries (Century, Vulcan, Chevron, Holmes), NRC and others, on Ford, Ram, Chevrolet, International, Freightliner, Peterbilt, Kenworth and other chassis.

How it's financed

One deal for the whole truck

A tow truck is a chassis plus a body plus the equipment that makes it work. We finance them together, from a single rollback to a heavy recovery package.

Chassis, body and upfit

Wheel-lift, winches, light bars, toolboxes, dollies and cameras on the invoice can be included.

New or used

From tow truck dealers, distributors, auctions or other towing companies.

Multi-truck orders

Several trucks at once for a new rotation, motor club or commercial contract.

Who it's for

Built for established towing companies

  • Light-duty towing for motor clubs, dealerships and body shops
  • Police, municipal and highway rotation towing
  • Private property impound and repossession
  • Medium and heavy-duty towing and recovery
  • Equipment transport and roadside service companies
Be ready

What to have on hand

Having these ready usually speeds up approval.

Read the tow truck financing guide.

Start application
  • Business name, EIN, years in business and USDOT number
  • Recent business bank statements (usually 3 to 6 months)
  • Business tax returns for larger requests, like rotators
  • Truck quote or invoice: chassis year, make, model, VIN, mileage and body details
  • Your main revenue sources: motor clubs, rotation lists, commercial accounts
  • Insurance agent contact
Questions

Tow truck financing FAQ

Can I finance a used rollback or wrecker?

Yes. Used tow trucks are financed regularly. Terms depend on the chassis age and mileage and the body's condition.

Do you finance rotators?

Yes. Rotators are larger deals, so expect us to look more closely at your business history, financials and recovery work.

Can I buy a tow truck from another towing company?

Yes. Private-party purchases can be financed. Expect a title review and details or photos of the truck.

Is the wheel-lift and other equipment included?

Equipment on the invoice, such as wheel-lifts, winches, lights and toolboxes, can usually be financed with the truck.

I'm adding trucks for a new contract. Does that help?

Yes. Tell us about the contract or rotation. It helps show how the new trucks will be paid for.

Ready for your next tow truck?